Coverages and Products

Farmers Mutual Fire Insurance Association (FMFIA) of Comal County continually reviews coverages and rates in order to provide maximum coverage at reasonable rates. We provide fire insurance and extended coverage, along with auto, liability, and umbrella coverage to the Central Texas area through our in-house Farmers Mutual Insurance Agency.


Call us today at 830-625-4816, or toll-free at 877-625-4816, for more information concerning you insurance needs.




Properties Eligible for Insurance

Properties that are eligible for insurance through FMFIA include rural and urban dwellings (occupied or vacant), dwelling contents and personal effects, church and fraternal buildings, farm outbuildings and contents, manufactured and mobile homes, rental dwellings, farm machinery and tools, hay/grain/commercial feed, community centers, non-industrial use buildings owned by non-profit organizations, buildings under construction (builders risk).




Fire and Extended Coverage

Available fire coverages include fire, lightning, windstorm, hurricane, hail, riot & civil commotion, damage from aircraft, damage from land vehicles, smoke, explosion, and additional living expense.


Additional extended coverages include collapse of building, falling objects, freezing of household appliances, replacement cost endorsement for the dwelling (as long as it qualifies), and replacement cost endorsement for personal property.




Available By Endorsements (subject to specified limitations)

Available coverages by endorsement, subject to specified limitations, include theft, vandalism/malicious mischief, accidental glass breakage, accidental water discharge, scheduled personal property, including: jewelry, furs, guns, computer equipment, golf equipment, coin collections, stamp collections, fine arts, musical instruments, and other personal effects.




Coverages Available Through Our In-House Agency

Personal liability, farm liability, auto, commercial risks, umbrella policies, other various coverages.

FMFIA is dedicated to handling claims promptly, efficiently, courteously, and fairly. FMFIA offers helpful protection tips.


FMFIA reviews coverages and rates for the purpose of providing maximum coverage at reasonable rates.